For you

Braza Bank for individuals

Get to know the solutions we offer you, who just wants the HUGE favour of not being charged abusively in an international transaction

We are specialists in foreign exchange, with over 10 million exchange transactions carried out worldwide in recent years to millions of Brazilians.

Different from most Brazilian banks, we don't need intermediaries to operate your money. In other words, we don't need to charge you abusively in order to pass on a percentage of it to a partner institution, as is customary out there.

In addition, many banks exempt the fee and later charge the expense “hidden” amongst high spreads. With Braza there is no such thing. We offer a competitive, fair and advantageous final cost.

Are you planning to send or receive money from overseas soon and want to protect yourself from the volatility of foreign currencies? Count on Braza

Braza On is the global multi-currency account by the Braza Group.

You can send money overseas, make withdrawals in foreign countries, conduct international transactions, and much more, all in US dollars, Canadian dollars, euros, and pounds.

Here's the best part: the fee is at least 65% lower than what you'll find on other platforms when using the app or computer.

It's just a 0.6% fee, while others out there charge anywhere from 2% to 8%. In other words, we're not just one of those accounts claiming to have 'one of the lowest rates on the market'. No, we actually have THE LOWEST rate.

In practice, the customer agrees to a forward exchange contract that will establish a fixed exchange rate for a future date. In other words, Braza Bank will fix a price for the foreign currency, in relation to the Real, until the time of settlement.

Therefore, the bank sets a deadline for the customer to use that currency, and when making the payment, the exchange rate will already have been established.